Consumer Coverage Blog
February 5th, 2009

What are you going to do before you hire a health insurance broker? If you don’t think you have to do anything you are not exactly right. Sure, you are handing off a lot of the responsibility to a broker but that does not mean you can take yourself out of the equation altogether. There are some things you can do to make it easier on both you and the broker you choose to work with. 

First off, decide why you want to hire a health insurance broker to find you a new policy. This is something that your broker will ask so you definitely want to be prepared. Are you looking for a policy that is more affordable? One with more coverage? The more you know about why you are making a change the easier things will be on you. 

Also, have an idea of how much you can spend. Your health insurance broker will search for policies based on your budget. If you don’t know what you can spend you are going to receive quotes from one end of the spectrum to the next. Have an idea of what your budget looks like, and then let your broker know where you stand. 

Finally, take the time to speak with a couple brokers. This is the only way to decide which one is right for you. Remember, you want to hire a health insurance broker who is looking out for your best interests. 

If you do these things before hiring a broker you will be happy with the end result.