Established in 1978, the Celtic Insurance Company has become a major provider of high-quality insurance products and renowned for its financial stability. This stability is supported by both a substantial amount of capital and surplus as well as conservative accounts and investments. Celtic has received an A.M. Best rating of Excellent. A.M. Best being the leading independent organization providing assessments and rankings of the financial industry. Celtic Insurance has a profound desire to meet and exceed the needs of the individual with innovative and affordable products and services.

Celtic’s approach to the insurance industry is to fill market niches with high-value, innovative, and customer oriented products that are easy to understand, access, and use. The company’s financial strength, organizational focus, and positive working environment have led it to become an industry leader in the insurance marketplace. The company’s focus on integrity, customer service, its employees and working environment, all make Celtic a great place to develop a long term relationship with.

For over 25 years, Celtic has provided a stand-alone guarantee issue medical conversion program to self-funded employer groups, stop-loss and fully-insured group carriers, managed care plans, and HMO reinsurers in 49 states. This guarantee issue coverage is available to employees who are no longer covered under their group plan and there are no pre-existing condition limitations. Celtic feels that this program is easy to use, comprehensive, and valuable but very affordable. Celtic assumes all financial risk for such policies and deals with all administrative responsibilities for a modest monthly fee.

Celtic is also a leading provider of individual health care plans designed to meet the needs of individuals and families in today’s healthcare marketplace. Affordable, comprehensive, and available in short and long term durations, their plans also have optional features such as HSA accounts. Celtic even offers coverage directed toward collage students and graduates who are making the transition from parental coverage to independent coverage.