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Originating to meet the health insurance needs of those living and working in Florida, Avalon Healthcare is innovative, consumer driven, and affordable. Its innovation in product development places it in a lucrative position to meet the ever-changing needs of Florida employers, employees, and individuals. Being a web-based company managed by executives from the Oxford Health Plans, Avalon offers comprehensive on-line services for agents, employers, and Members alike. With a large network of physicians and hospitals, members will also have access to a broad range of providers. Avalon’s relationship with HSA Bank facilitates a member’s ease in establishing a new health savings account. Avalon’s partnership with Medco provides a strong pharmacy coverage, and the company offers two choices for quality and affordable dental coverage through the MCNA Dental Provider. All of these factors combine to make Avalon the smart choice for today’s health and money savvy consumer.
Products
High deductible PPO health plans involving Health Reimbursement Accounts as well as Health Savings Accounts are called “Focus Plans” as they are focused on meeting the exact needs of its consumers. Avalon offers these dynamic products in an effort to keep health coverage affordable and to help members save money for co-pays, deductibles, dental and vision care. The benefits of its HRA and HAS plans are that unlike flexible spending accounts, money can be kept and accrued year after year.
Consumer Tools
Avalon Healthcare offers a number of tools to help consumers become more educated and more empowered in their health care. The learning center offers important information on healthcare, the Avalon CareSupport Program is a free telephone service to assist consumers in shopping for the right plan, the Optum 24 Hour Nurse Line offers access to a registered nurse 24 hours a day, and Avalon promises that when a member calls for help, they will always speak to an actual human being, not a computer or recording. Avalon also facilitates control of one’s healthcare through a comprehensive online directory of providers and pharmacies, a direct link to personalized HSA accounts, and the ability to pay monthly premiums online.