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The Maryland Health Insurance Plan (MHIP) is a state-managed health insurance program for Maryland residents who have been unable to obtain health insurance from other sources. Marylands 'MHIP' offers its participants access to both 'CareFirst BlueChoice HMO' and 'CareFirst Blue Preferred PPO' networks. These plans are administered by 'CareFirst BlueCross BlueShield' and 'CareFirst BlueChoice', Inc. The Maryland General Assembly established the Maryland Health Insurance Plan under the Health Insurance Safety Net Act of 2002. A Board of Directors governs the plan, which operates as an independent unit of the Maryland Insurance Administration
When you enroll in the Maryland Health Insurance Plan, you have a choice of one of four Plan benefit options: an HMO Plan; a PPO Plan with $500 medical deductible; a PPO Plan with $1,000 medical deductible; or a High Deductible Health Plan with $2,600 combined medical and pharmacy deductible.
Your Prescription Drug program is designed to provide you with affordable access to both generic and brand-name drugs.
The amount that you pay out-of-pocket (your co-pay) will vary as noted below. Members who have MHIP+ will pay less. The MHIP Application Booklet outlines the cost differences for MHIP+ members.
Note – PPO plans have a separate annual deductible for pharmacy services (based on your plan year, not the calendar year). Once the deductible has been met, you will pay the applicable co-pay listed below.
•Tier 1 – Generic Drugs -- $20 for a 31-day supply/$40 for a 90-day supply
•Tier 2 – Preferred Brand-Name Drugs; $27 for a 31-day supply/$54 for a 90-day supply
•Tier 3 – Nonpreferred Brand-Name Drugs -- $47 per prescription/$94 for a 90-day supply
Note: If you select a brand-name drug when a generic is available, you will pay the nonpreferred brand (Tier 3) co-pay, PLUS the difference in cost between the generic and brand-name drug.
Maintenance Drugs? -- You will pay less for your maintenance drugs if you buy a 90-day supply instead of buying a monthly supply.
Find out more from a Maryland health insurance specialist below:
Morgan Moran --Maryland Health Insurance Agent (800) 554-9142
A-A1040 Insurance Center - EHealth Insurance - (301) 652-4000
Sun America Securities - Sun Agent - (301) 652-4000
Sun America Securities - America Health - (800) 296-4427
Pinion Financial Services - Pinion Financial - (301) 652-4000
State Farm Insurance: Ins Agcy Inc - Jeffrey B Conley - (301) 657-1800
Coventry Health Care Inc - Coventry Maryland - (301) 581-0600
Chesapeake Applied Technology - Care Track - (301) 570-8700
Riverside Health Care Inc - Riverside Health Care - (301) 571-9352
Read todays health insurance news
The Maryland Health Insurance Plan (MHIP) is a state-managed health insurance program for Maryland residents who have been unable to obtain health insurance from other sources. Marylands 'MHIP' offers its participants access to both 'CareFirst BlueChoice HMO' and 'CareFirst Blue Preferred PPO' networks. These plans are administered by 'CareFirst BlueCross BlueShield' and 'CareFirst BlueChoice', Inc. The Maryland General Assembly established the Maryland Health Insurance Plan under the Health Insurance Safety Net Act of 2002. A Board of Directors governs the plan, which operates as an independent unit of the Maryland Insurance Administration
When you enroll in the Maryland Health Insurance Plan, you have a choice of one of four Plan benefit options: an HMO Plan; a PPO Plan with $500 medical deductible; a PPO Plan with $1,000 medical deductible; or a High Deductible Health Plan with $2,600 combined medical and pharmacy deductible.
Your Prescription Drug program is designed to provide you with affordable access to both generic and brand-name drugs.
The amount that you pay out-of-pocket (your co-pay) will vary as noted below. Members who have MHIP+ will pay less. The MHIP Application Booklet outlines the cost differences for MHIP+ members.
Note – PPO plans have a separate annual deductible for pharmacy services (based on your plan year, not the calendar year). Once the deductible has been met, you will pay the applicable co-pay listed below.
•Tier 1 – Generic Drugs -- $20 for a 31-day supply/$40 for a 90-day supply
•Tier 2 – Preferred Brand-Name Drugs; $27 for a 31-day supply/$54 for a 90-day supply
•Tier 3 – Nonpreferred Brand-Name Drugs -- $47 per prescription/$94 for a 90-day supply
Note: If you select a brand-name drug when a generic is available, you will pay the nonpreferred brand (Tier 3) co-pay, PLUS the difference in cost between the generic and brand-name drug.
Maintenance Drugs? -- You will pay less for your maintenance drugs if you buy a 90-day supply instead of buying a monthly supply.
Find out more from a Maryland health insurance specialist below:
Morgan Moran --Maryland Health Insurance Agent (800) 554-9142
A-A1040 Insurance Center - EHealth Insurance - (301) 652-4000
Sun America Securities - Sun Agent - (301) 652-4000
Sun America Securities - America Health - (800) 296-4427
Pinion Financial Services - Pinion Financial - (301) 652-4000
State Farm Insurance: Ins Agcy Inc - Jeffrey B Conley - (301) 657-1800
Coventry Health Care Inc - Coventry Maryland - (301) 581-0600
Chesapeake Applied Technology - Care Track - (301) 570-8700
Riverside Health Care Inc - Riverside Health Care - (301) 571-9352
Read todays health insurance news
