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I know its hard to figure out which one of these health insurance policies are the best for you. You have nothing to worry about. We can help you find the best health insurance rates in (Kentucky) --  Get a no hassle health insurance quote.

* Important Announcement about the Kentucky Children's Health Insurance Program

Information about the Kentucky Children's Health Insurance Program, or KCHIP, is now located at Governor Steve Beshear's new Kids' Health Web site. Families can visit there to find out about The Beshear Plan to cover more Kentucky children, including eligibility guidelines and the benefits of coverage, and to print out the new mail-in application.

You may wonder, if you are eligible for Medicaid in Kentucky. The state has funds for the following people. Individuals or families with dependent children may be eligible for Medicaid if they meet the following requirements:

■A pregnant woman;

■A dependent child under age 19. (The child does not have to live with a parent or close relative in order to receive Medicaid);

■Parent(s) (one or both) of the dependent child if one parent has left the home, cannot work due to sickness or disability, or has died;

■Parents (both) living with the dependent child, if the parent who earned the most income in the last 24 months is unemployed.

The income and resources of the family members who may receive Medicaid coverage must be within Medicaid program guidelines. If a parent is under age 21 and lives with her/his parent(s), her/his parent's income is considered in the Medicaid eligibility determination. The income limits are based on family size. For pregnant women, an additional family member is added for each unborn child.

The family's income, after deductions, cannot be more than the following income limits. (Deductions include a work expense deduction up to $90 and a dependent child care deduction for child care cost. The maximum dependent child care deduction for family members under two years of age is $200 for family members over two years of age is $175 for full-time employment and $150 for part-time employment.) Find out more here

Read news about President's plan for Kentucky health care overhaul.

Health Insurance Advice "Check out your health insurance company before you buy".

Shopping for a new health insurance plan can be a daunting task. Not to add to the task at hand but instead better the result, check out the health insurance company before you buy. You will want to make sure you at least visit your states insurance department website and look-up the insurance company you are thinking about choosing to ensure they are in business with a good reputation.

The other thing you may want to do is check out the health insurance companies financial rating by visiting the AM Best website and searching the company’s financial strength. This will tell you how stable the company is financially in terms of paying your claims.

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