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HIP or other Health Coverage Program - Which one am I eligible for?
Indiana residents under the age of 65 who are blind or disabled may be eligible to receive health coverage under Indiana's Medicaid program. A person who is determined by the State Medicaid Medical Review Team to be disabled for at least the next12 months can be be eligible for Medicaid if income and asset guidelines are met.
Families with children and pregnant women who meet financial guidelines are eligible for health coverage under Hoosier Healthwise. For example, if you earn below $288 a month for a family of three, are a parent or caretaker of a child who lives with you, and have assets below $1,000, you may be eligible for our health coverage program without paying a premium or other required monthly payment. Additional benefits are available such as dental and vision services. For more information about Hoosier Healthwise, click the button on the left side of the page.
The HIP plan covers individuals who do not live with a dependent child, and parents who earn up to approximately $44,000 annually for a family of four, have been uninsured for six months and do not have access to insurance through their employer. There is no asset test. HIP may require you to pay a small monthly fee based on the amount of your income. HIP does not cover vision, dental or maternity services.
If you think you may be eligible for any of our other health coverage programs for low-income families, pregnant women, persons with disabilities, and persons who are blind, you will need to submit the health coverage application. Find out how to apply: DISABILITIES. The HIP application will only assess eligibility for HIP and is not used to assess eligibility for other programs.
About coverage in Indiana
•A basic commercial benefits package once annual medical costs exceed $1,100.
•A POWER Account valued at $1,100 per adult to pay for initial medical costs. Contributions to the account are made by the State and each participant (based on a sliding scale). No participant will pay more than 5% of his/her gross family income into the POWER Account, although many will pay less.
•Coverage for preventive services up to $500 a year at no cost to participants. After the $500 is met, preventative services are covered, but the POWER account must be used if necessary.
•Co-pays are required for all emergency services only. However, the co-pay will be returned if the service was deemed a true emergency by prudent layperson standard.
HIP or other Health Coverage Program - Which one am I eligible for?
Indiana residents under the age of 65 who are blind or disabled may be eligible to receive health coverage under Indiana's Medicaid program. A person who is determined by the State Medicaid Medical Review Team to be disabled for at least the next12 months can be be eligible for Medicaid if income and asset guidelines are met.
Families with children and pregnant women who meet financial guidelines are eligible for health coverage under Hoosier Healthwise. For example, if you earn below $288 a month for a family of three, are a parent or caretaker of a child who lives with you, and have assets below $1,000, you may be eligible for our health coverage program without paying a premium or other required monthly payment. Additional benefits are available such as dental and vision services. For more information about Hoosier Healthwise, click the button on the left side of the page.
The HIP plan covers individuals who do not live with a dependent child, and parents who earn up to approximately $44,000 annually for a family of four, have been uninsured for six months and do not have access to insurance through their employer. There is no asset test. HIP may require you to pay a small monthly fee based on the amount of your income. HIP does not cover vision, dental or maternity services.
If you think you may be eligible for any of our other health coverage programs for low-income families, pregnant women, persons with disabilities, and persons who are blind, you will need to submit the health coverage application. Find out how to apply: DISABILITIES. The HIP application will only assess eligibility for HIP and is not used to assess eligibility for other programs.
About coverage in Indiana
•A basic commercial benefits package once annual medical costs exceed $1,100.
•A POWER Account valued at $1,100 per adult to pay for initial medical costs. Contributions to the account are made by the State and each participant (based on a sliding scale). No participant will pay more than 5% of his/her gross family income into the POWER Account, although many will pay less.
•Coverage for preventive services up to $500 a year at no cost to participants. After the $500 is met, preventative services are covered, but the POWER account must be used if necessary.
•Co-pays are required for all emergency services only. However, the co-pay will be returned if the service was deemed a true emergency by prudent layperson standard.
