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You can’t say the Government is always bad, not when your health care is involved. Look at this piece of Idaho health care law: Idaho Code, Title 41, Chapter 52, is the Individual Health Insurance Availability Act. This "act" makes health insurance coverage available to Idaho “eligible individuals” not covered by employment-based insurance. Idaho residents may be eligible for coverage regardless of their health status or claims experience.
An “eligible individual” means an Idaho resident individual or dependent of an Idaho resident:
Who is under the age of 65, is not eligible for coverage under a group health plan, for Part A or Part B of Medicare or for Medicaid, and who does not have other health insurance coverage; or Who is a federally eligible individual under the federal law known as HIPAA (1996 Public Law 104-191). Every insurance company that is approved to market individual health benefit plans* in Idaho must actively offer health benefit plans to individuals, including the five High Risk Reinsurance Pool Plans (HRP Plans) as described below. Companies must follow fair marketing standards set by the act. Companies may deny coverage under a plan other than an HRP Plan on the basis of:
The health status or claims experience of the individual or dependents; or If the coverage offered is substantially similar to an HRP Plan except at a higher premium rate. Any denial of coverage must be in writing and state the reason(s) for the denial.
The company must then offer that individual his or her choice of the five HRP Plans. A company or agent may not encourage an individual to refrain from applying or to apply with another company due to the health status, claims experience, industry, occupation, or geographic location of the individual.
Health Insurance FAQ:
Who should pay for health insurance?
Most Humanists in the world today believe that we have an obligation to help others that are sick or less fortunate. Many religions follow the same criteria. Religious groups assert themselves to offer health insurance to everyone that has a need. They use member donations to the church in order to fund a risk pool if any of their own were to need medical care. We will see what the future holds for socialized health insurance worldwide.
Many in the world today do oppose the humanitarian school of thought that all should have the right to health insurance. The United States is a capitalistic society that thrives on big business. Health Insurance companies make up a large percentage of Americas economy. What might happen if the health insurance industry were to disappear? An industry that supports endless jobs to our citizens can’t be replaced. Right wing thinkers oppose higher taxes for the largest 1% of the population to help fund Universal Healthcare. They would side with the thought that an individual’s income is his own and shouldn’t be disturbed by the government.
It is hard to decipher which health insurance philosophy is the correct one. Both ideals have strong talking points. The United States has solely relied on private markets and innovation. It will be a great day when we see both sides come together to form a union of trust in a health insurance system that everyone agrees with. What do you think? Comment on our blog.
You can’t say the Government is always bad, not when your health care is involved. Look at this piece of Idaho health care law: Idaho Code, Title 41, Chapter 52, is the Individual Health Insurance Availability Act. This "act" makes health insurance coverage available to Idaho “eligible individuals” not covered by employment-based insurance. Idaho residents may be eligible for coverage regardless of their health status or claims experience.
An “eligible individual” means an Idaho resident individual or dependent of an Idaho resident:
Who is under the age of 65, is not eligible for coverage under a group health plan, for Part A or Part B of Medicare or for Medicaid, and who does not have other health insurance coverage; or Who is a federally eligible individual under the federal law known as HIPAA (1996 Public Law 104-191). Every insurance company that is approved to market individual health benefit plans* in Idaho must actively offer health benefit plans to individuals, including the five High Risk Reinsurance Pool Plans (HRP Plans) as described below. Companies must follow fair marketing standards set by the act. Companies may deny coverage under a plan other than an HRP Plan on the basis of:
The health status or claims experience of the individual or dependents; or If the coverage offered is substantially similar to an HRP Plan except at a higher premium rate. Any denial of coverage must be in writing and state the reason(s) for the denial.
The company must then offer that individual his or her choice of the five HRP Plans. A company or agent may not encourage an individual to refrain from applying or to apply with another company due to the health status, claims experience, industry, occupation, or geographic location of the individual.
Health Insurance FAQ:
Who should pay for health insurance?
Most Humanists in the world today believe that we have an obligation to help others that are sick or less fortunate. Many religions follow the same criteria. Religious groups assert themselves to offer health insurance to everyone that has a need. They use member donations to the church in order to fund a risk pool if any of their own were to need medical care. We will see what the future holds for socialized health insurance worldwide.
Many in the world today do oppose the humanitarian school of thought that all should have the right to health insurance. The United States is a capitalistic society that thrives on big business. Health Insurance companies make up a large percentage of Americas economy. What might happen if the health insurance industry were to disappear? An industry that supports endless jobs to our citizens can’t be replaced. Right wing thinkers oppose higher taxes for the largest 1% of the population to help fund Universal Healthcare. They would side with the thought that an individual’s income is his own and shouldn’t be disturbed by the government.
It is hard to decipher which health insurance philosophy is the correct one. Both ideals have strong talking points. The United States has solely relied on private markets and innovation. It will be a great day when we see both sides come together to form a union of trust in a health insurance system that everyone agrees with. What do you think? Comment on our blog.
