Home| Site Map | Contact Us
< Back to Plan By State page
FORT SMITH -- We guarantee the lowest health insurance rates in Fort Smith. You can check current rates for every available health insurance policy in Arkansas; right now, no obligation. Just add your zip code in the box there on the right, and in seconds you will get a comparitive analysis of each plan. If you are out of work and cannot afford health insurance, please consider the Arkansas CHIP Program.:: Arkansas CHIP

There are several types of health insurance available in Fort Smith. One is HMO and another is called a PPO. What's the difference? A HMO is a (Health Maintenance Organization); and a PPO is a (Preferred Provider Organization). These two types of insurance a very different.

With the HMO Plan, your choices of doctors and hospitals are limited to those that have agreements with the HMO to provide care. However, exceptions are made in emergencies or when medically necessary.

The PPO is a combination of traditional fee-for-service and an HMO. Like an HMO, there are a limited number of doctors and hospitals to choose from. When you use those providers (sometimes called "preferred" providers, other times called "network" providers), most of your medical bills are covered.

As with an HMO, a PPO requires that you choose a primary care doctor to monitor your health care. Most PPOs cover preventive care. This usually includes visits to the doctor, well-baby care, immunizations, and mammograms. We offer the best plans, at the best rates. Call Morgan Moran for details: 800-554-9142

OTHER AGENTS IN FORT SMITH

Fort Smith Farmers - Farmers Insurance Group - (479) 783-8020

J. Crawford & Co - Independant Health Agent - (479) 474-6885

Windsor Insurance Services - Fort Smith Agency - (479) 648-9949
We Have ALL Plans: When you shop HIBO, you choose from all available carriers, not just one. We have all types of health insurance for your family. We can also help you with group health insurance. Health Insurance Search
ON COBRA: C.O.B.R.A. HEALTH INSURANCE -- The government will pay 65% of Cobra continuation coverage premiums now. The coverage will apply to those of us who lost their jobs between Sept. 1, 2008 and the end of this year, Dec. 31, 2009.
Public Health Option: When and if a public health option becomes available, we will have that too. Just call 800-554-9142 for the latest news and info about the public health care option. Keep up to date on health care issues by watching the nightly news. Be aware of the propaganda spreading in the media against health care reform.
Arkansas Health Care We recommend the Sparks Health System - also known as Tendercare * 1001 Towson Ave, Fort Smith * (479) 441-5158. Also consider Advantage Home Health Care * 921 Lexington Ave, Fort Smith * (479) 441-5850. One other top health care facility in Fort Smith is the Superior Senior Care located at 101 N 10th St # A, Fort Smith, you can call them at (479) 783-1206
  • Insurance Professionals
  • Our Broker Blog
  • Doctors
  • Dentists
  • Hospitals
  • Drugs
  • Our Newsletter
  • Tips Center
  • HIBO Reports
  • Affordable Health Insurance
  • Individual Health Insurance
  • Family Health Insurance
  • Group Health Insurance
  • Health Insurance Plans
  • Health Insurance Advice
  • Health Insurance Blog
  • Health Insurance Agencies
  • Policy Analysis
  • What is HIBO
  • Feedback
  • Press
  • Careers
  • Legal
  • Affiliates
  • Privacy
  • Site Map
Copyright @ 2009 Health Insurance Broker Online. All Rights Reserved.