Health Insurance Broker Blog
June 28th, 2009

Before you begin to shop for Florida life insurance it is important to note that policies come in many different forms. You should never believe that there is only one type of coverage, and that you have to rely on it. If you do your homework you will find that Florida life insurance varies in many ways. The more variations you see the better chance you have of choosing and buying the perfect Florida life insurance policy. 

So what form would work best for you? Many people do not know the answer to this question until they do some further research. If you are struggling to find answers you should either receive multiple Florida life insurance quotes online, or hire a broker who can help address your concerns. Either way you are going to be in position to learn a lot. 

The way that you decide on which Florida life insurance to buy is up to you. You need to know which criteria are most important. For instance, are you determined to find the lowest priced policy? Or do you want to find the policy with the best coverage levels? Know the most important details, and then let them show you what policy is best. 

There is no two ways about it: Florida life insurance comes in many forms. You have to look at all your options so it becomes easier to decide which one is right for you at the present time. 

February 28th, 2009

Ponte Vedra Beach, Florida (32082) — Paramount Life Insurance company recently gave a an updated report on AIG after the bailout.  They came with many questions and answers on the life insurance companies current situation.  AIG is going to post a 60 billion dollar loss this quarter.  This is the largest loss of any financial institution in the country.  Is your AIG life insurance policy still safe?  Did you know that the your state insurance regulator insures your life insurance  policy to certain levels?  If you do not know what they are be sure to check with an agent from Paramount Life Insurance.

It’s been five months since American International Group Inc. received its first massive cash bailout from the U.S. government, a move that put the New York-based insurer front and center in a financial crisis that was just starting to get ugly.

A lot of the early headlines about the financial meltdown contained the letters “AIG.” It was the among the first companies to be questioned last year about lavish spending by executives, to cut compensation packages and to face investigations by U.S. and foreign authorities.

The government maintains that it needed to step in, saying AIG’s failure would further disrupt markets and threaten the already fragile economy. Though critics of the move worried about taxpayers being on the hook for billions of dollars in bailout money if the government kept stepping in to help troubled financial companies.

How has AIG been doing since it started getting government help? Here are some questions and answers.

To get more details on the AIG bailout, before and after, please check out this news editorial from Paramount Life Insurance, http://www.paramountlifeinsurance.com/AIG-After-Bailout.html.

January 17th, 2009

Many insurance brokers work from their home.  The life of an insurance broker in most cases means a life of a small business owner.  Most of you out there are either 1099 employees for an independent agency or own your very own agency.  Where do you gather information for your agency.  Do you look for new information on the Internet? 

Does your agency market to local business or do you market on the Internet?  Do you sell health insurance, auto insurance, homeowners insurance, or Life Insurance?  What other types of insurance might brokers be selling?  I hear that International travel insurance is picking up worldwide.  What lines of coverage do you offer your clients?  You must have a diverse portfolio to meet the needs of your current clients.  If your clients are looking for Term Life Quotes.  Be sure to send them to the #1 Life Insurance site on the web.  www.ParamountLifeInsurance.com.  There your clients can compare quotes, plans, and even apply online.

January 10th, 2009

To all insurance brokers doing business in the United States.  What MGA (Master General Agent) do you use for your health insurance or life insurance book of business?  We at HIBO are looking to do a comparison analysis to see what GA’s or MGA’s are offering for their agents/brokers.  We know that some companies provide items like software, lead programs, propriety knowledge.  What does your General Agent offer?

We are building a list of services:

1.  Free Insurance Leads

2.  Insurance Software

3.  Proper Training

4.  Stock Options

5.  Agent website portals

Please add to our list.  Comment on services your Master General Agent offers you!  Agents looking for exclusive life insurance leads?  Chere here:  www.ParamountLifeInsurance.com  for more information.