Health Insurance Broker Blog
July 27th, 2009

The new universal government health insurance plan that is wanted by President Obama and the democrats could coexist with private insures without driving them to bankruptcy, suggests a nonpartisan budget expert. Democrats are saying that a government run health insurance strategy would not destroy private health insurers to invalidate one of the main concerns against the new proposal, that is would lead to the Feds taking over the private health insurance marketplace. The polls have proven that US citizens approve of the idea of public coverage within the healthcare renovation. The insurance industries are in an uproar because they say it could drive them out of business especially if the government had the authority to pay medical providers and staff below market rates. What do you think? Could this new reform drive private insurers out of business?

December 6th, 2008

America’s Health Insurance Plans (AHIP) an organization that lobbies for, and represents, most of the major health insurance companies in the U.S. has said they will support a plan that will prohibit insurers from denying anyone coverage because of a pre-existing health condition.

But there’s a stipulation — they want to a universal health insurance mandate for the entire country, reported the Associated Press.

This is big news.

Back in the early 1990s, then-President Bill Clinton and then-First Lady Hillary Clinton failed to pass a law requiring all Americans to obtain health insurance because of strong opposition from the insurance industry.

But now that health insurance industry has backed such a proposal combined with Democratic control of both Houses of U.S. Congress and the White House, it significantly increases the chances of a universal health insurance mandate in the next two years.

“We hope this will be a contribution to help members of Congress fashion their proposal,” said Karen Ignagni, president of AHIP.

So why did AHIP make this statement? And why do they insist on a universal health insurance mandate?

Well, we, the Research Team, have a couple hypotheses about AHIP’s statement.

The first, already mentioned above, is that Democrats have control of both the executive and legislative branches of government. This alone could mean a sweeping health care system shake up regardless of insurance industry support.

AHIP possibly could have assumed that big changes were coming anyway, and they might as well start trying to position themselves now.