Health Insurance Broker Blog

Health insurance pays for prevention

According to Kaiser Health News both parties agree that the new health care reform should focus on building a better health system that promotes prevention rather than simply managing diseases. This would require Medicare and private health insurance companies to fully pay for preventative services such as annual checkups, screenings, mammograms, etc. without any payment from the patient. That means no deductable and no co-payment. President Obama has stated that prevention can save lives and limit the health care spending. The insurance industry is having a fit because they say that such provisions would lead to higher premiums and will hinder individuals from designing flexible insurance plans. What are your thought on preventative care and insurance companies not charging the patients?

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