San Jose, California Health Insurance News Today

A health insurance exchange is a marketplace for the purchase of health insurance composed of various health insurers. In the United States, it is the main thrust of the Patient Protection and Affordable Care Act.

There was a long struggle between Barack Obama’s advocates and free-market health care advocates over the question of a “public option“, which would have created a federally-funded health insurance company run and administered in similar fashion to a private company, but at potentially vastly lesser cost compared to the private companies in the exchange. Republicans and their allies eventually defeated this “public option” idea by arguing that the public nature of such a company would give an unfair edge over the private organizations in the exchange and would “unfairly out-compete” the private insurers. After prevailing, free-market advocates dropped their opposition and the PPACA was passed without a public option included, ensuring the insurance exchange would be inevitably composed purely of the private health insurers.

Resource:  Wikipedia

Jacksonville, Florida (32256)  In man cases a candidate makes promises to get elected, then after the election, the promises seem to go away, and nothing gets done; but not this time, not with Barack Obama, and not with your health insurance. The candidate, Barack, promised health insurance reform, and now as president, he is standing firm by his promise to reduce health insurance costs, and guarantee quality care to all Americans. “But there is a problem, says Florida health insurance www.FloridaHealthInsuranceWeb.com broker, Morgan Moran, the same Republican’s who ‘swift boated’ John Kerry are back, and this time, they have been hired to scare you out of your health care”.  Read more about this story today at:  http://www.webwire.com/ViewPressRel.asp?aId=96146

It seems like the governments credit card is maxed out.  Is partisanship a possibility for Washington’s political tribes? El Presidente Barack Obama and the United States Congress are plunging ahead with a health insurance overhaul.  Do you think they will be able to throw money at this problem?  It might be a good idea for a quick fix, but what will be the long term solution?

During this week, Barack Obama will start a new conversation on how to increase health insurance coverage, restrain the costs and improve quality.  How is he going to accomplish this?  By extending Cobra benefits at the tax payers burden?  I’d like to see that a proven and tested method. 

We are not quite sure a bill can get through the United States Congress with the two party’s being very disgruntled. For nearly half of a century, the past record on health insurance has been one of missed opportunities, spectacular failures and hard-won incremental gains.  We want to understand what people think.  Is health insurance a right or is it a personal responsibility.  How do you weed out the individuals that would rather buy a new I Pod or a gas guzzling SUV instead of their health insurance?

It was announced today that Charlie Crist finally has been able to put into place the Cover Florida health insurance programs.  In Florida, Six insurance companies from around the statetoday signed contracts with the State to offer affordable health insurance to Florida’s nearly 3.9-million uninsured adults.  These new programs vary, but rates are generally under $100 a month and offer the option of including children.  They are very limited relative to the premium you pay.  Do health insurance brokers think there is a fit for these new plans in Florida?  What do you think?  We would like your comments on this insurane broker blog.